Credit cards may not be the root of all evil, but they can sure start to feel that way when the debt starts piling up. When making the minimum payments each month has become a struggle and there’s no end in site, ReadyforZero is there to help. The financial information website offers a bevy of tools that people who are drowning in debt can use to set up payment plans, track their goals, and hopefully get back on the right path.
Enter your email address, current name, home address, and the last four digitals of your social security number to begin using ReadyforZero. ReadyforZero also asks you to input your online banking credentials and credit card numbers before you can start exploring your options and making new plans. If you think submitting all of this personal information into a relatively unknown website is scary, you’re not alone. Reduce those fears by checking out ReadyforZero’s security page for yourself. The site says it protects all user data using the best available technologies, and all credit card information is linked to in a read-only way – which means nobody from ReadyforZero can move or transfer your money. Once you feel comfortable with the security, it’s time to get back to checking out the site. Because ReadyforZero has all of your financial data in one spot, it can automatically create a repayment program that will actually work for your specific situation. Every month, you’ll get a “plan of action” email that details exactly how much you should be paying on each card.
ReadyforZero’s monthly emails also include information about extra steps that you can take to get rid of debt even more quickly, along with credit card rewards that may be available or other options you might qualify for. You can head back to the ReadyforZero site at any time to see exactly how much money you still owe on each card, along with advice and ideas on how else to save. ReadyforZero is the perfect web-app for anyone who needs a little push to get started digging himself out of debt.
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