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December 2, 2014

The Zebra – Compare Auto Insurance Policies

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Varying deductibles, premiums, and coverage exclusions can make it challenging for the layperson to compare auto insurance policies in an apples-to-apples way. The Zebra is a web-based platform that aims to clear things up, providing consumers with a clear-cut way to compare hundreds of auto insurance companies at once.

Enter some basic information about the vehicle you’re planning to insure, including the year, make, and model, along with your zip code, and The Zebra will provide you with a list of the insurance options available. The more information you include about yourself—including your credit score and driving history—the more accurate the quotes that The Zebra provides. The Zebra also includes an accuracy meter that indicates how accurate its insurance estimates are for your vehicle. Scroll through the available options, or sort by bestseller, price, or “Zebra pick.” Click on the “Confirm now” button when you’ve selected an insurance option, and a popup will appear with instructions on what to do next in order to secure that rate. In most cases, that involves filling out a form or calling a toll-free number.

One of the best parts of The Zebra is that it allows you to shop anonymously for insurance. That means you won’t be getting unsolicited emails or calls from insurers for weeks after your request goes through. The platform also populates its search results in real-time, which means insurance rates are more likely to be accurate than when users search on competing platforms.

Practical Uses:

  • Find a new auto insurance policy
  • See if you could be saving money on your car insurance
  • Compare multiple policies head-to-head
  • Understand the differences between two policies that look similar

Insider Tips:

  • Quotes become more accurate as you include more information about yourself
  • Click on each carrier to see the specifics of the plan that’s being offered
  • The Zebra is available to drivers in all 50 U.S. states
  • Call a live agent for help at any point in the process

What we liked:

  • Users aren’t asked for their contact information until after they’ve gotten a full quote
  • More than 200 companies are represented on The Zebra platform
  • Users can sort quotes to weed out the most expensive options
  • The Zebra uses a combination of public data and insurer data to generate quotes

What we didn’t like:

  • Nothing

Alternatives:

Company Info:

  • Launched: September 2013
  • Privately Held
  • Headquarters: Austin, Texas
  • Founded by: Adam Lyons
  • Web site: https://www.thezebra.com

Costs:

  • Free

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